Monday, July 19, 2010

Health pool widens

Jul. 15, 2010

Affordable Health Care Act prohibits discrimination to those denied coverage because of medical problems

By ALLYSON BIRD - postandcourier.com



South Carolina residents denied health insurance because of medical problems they had before enrolling could get the coverage they need in coming days.

The Affordable Health Care Act, which prohibits insurers from such discrimination, set up the Pre-Existing Condition Insurance Plan as a nationwide transitional program to run until 2014. The idea: residents unable to get health insurance because of an illness or disability can receive the same coverage as healthy people.


The plan does not base eligibility on income, and participants can expect to pay a premium on par with the standard individual health insurance programs in their states. While 29 states and Washington opted to run their own plans, the U.S. Department of Health and Human Services will administer the program for 21 states, including South Carolina.

Learn more about how it works.

Get a free insurance quote by calling 888-269-6860.